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Feeds in this Category

Real Estate Leads  |  Generate real estate leads using direct marketing
The are endless types of direct marketing that can all be used to generate real estate leads for real estate investment companies. Each type of direct mail is used to attract different types of real estate leads and to market different types of real estate solutions.

Direct mail can create real estate leads fast if used effectively. However it can also be a huge waste of money if you chose campaigns that don’t work.
Some common types of direct marketing are: direct mail (post cards, mailings, all in one mailers), direct email, personal selling, and telemarketing.

In order for direct mail to be effective at generating real estate leads it has to make an impact. You want potential customers to look at it, not think of it as junk mail.

Once the homeowner reads it, you need them to take a specific action. The direct mail should make it easy for the motivated seller to respond to the offer. Follow up is integral either by sending additional mailers or telemarketing.

To perfect your direct mail marketing plan geared towards generating real estate leads you need to answer these 5 questions:
1. Who will you target?
2. What do you want to say?
3. What format should you use?
4. How will you follow it up?
5. How will you track the results?

All marketing should be tested in smaller markets to learn the return on investment. If you can’t seem to perfect your marketing system or if you want to save time and money have generate quality real estate leads for you.

To learn more visit
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(Published: Mon, 03 Aug 2009 18:37:00 +0000)

Financial Debt Solutions |  What Is This Refinance Auto Loan Thing?
So, if you have an existing car loan, have you considered auto refinance loans? Many people are looking into refinance car loans today, thinking this might just be the ticket to lowering their payments and interest rate. Prevailing auto refinance rates are driving this move to get a better deal on car payments. Maybe you
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(Published: Sun, 14 Mar 2010 07:42:26 +0000)

Loan Modification |  How to Identify Bad Credit Cards
What you know about spotting bad credit cards can definitely help you especially if you are in the position of trying to fix or repair your credit. Learn different ways to identify bad credit cards and you will be one step ahead when it comes to your financial future.
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(Published: Sun, 22 Nov 2009 07:13:50 +0000)

Foreclosure Property Investment |  Free Hugs Campaign - Official Page (music by Sick )
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(Published: Fri, 25 Dec 2009 06:27:15 +0000)

Palm Springs Foreclosures |  Short Sale Tips Southern California Free Foreclosure Help Real Estate Secrets
Web TV Commercial and Video SEO by Welcome, my name is Chris George, CEO of RC Mortgage Quest We are a company of premier real estate and loan professionals who pride ourselves on providing the finest expertise in all aspects of real estate. RC Mortgage Quest is the EXPERT to call for ALL your
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(Published: Mon, 28 Jun 2010 18:38:01 +0000)

Palm Desert Foreclosures |  Palm Desert Foreclosure
Put Yourself Ahead of The Crowd Get Your Free Foreclosure Search Powered by ForeclosureRadar Our VIP Buyers Get Early Notification, Frequently Before They Hit The MLS   Get Instant Foreclosure Search When You Press The Join Button. VIP Buyers Group Name: Email: Moble Phone: We respect your email privacy We need your phone number to find out exactily what
:: Read More
(Published: Sun, 06 Jun 2010 19:41:51 +0000)

Protect yourself from Mortgage Foreclosure Scams |  Protect yourself from Mortgage Foreclosure Scams
// In this web commercial from Freddie Mac, learn to spot a foreclosure scam and find out how to avoid becoming victim to home foreclosure fraud. While you sign all the legal fine print you will probably be giving your home deed to the scammer. Do not sign any papers to people who call you
:: Read More
(Published: Mon, 22 Mar 2010 10:28:46 +0000)

Get Access to the Ocala MLS |  Best Deals for Ocala FL Homes for Sale
Best Deals for Ocala FL Homes for Sale
Get the hottest Ocala, FL properties to come on the market before other buyers
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(Published: Tue, 27 Jul 2010 03:01:00 GMT)

Ocala FL Foreclosure - 1375 SW Arrow Leaf, Dunnellon, FL |  Ocala-Real-Estate_1375swArrowLeaf---Kitchen---OCALAMLS-342562

ocalaflhomes posted a photo:


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(Published: Sun, 18 Jul 2010 01:58:42 -0700)

Real Estate Investing |  Why You Don’t Always Need Real Estate Investing Loans
I just wrote an article explaining why some people never get involved in real estate investing. (You can read this article titled “Real Estate Investing Loans” by clicking the link.) I feel a big reasons newbie investors never jump into the real estate investing business is because they think they have no options for securing
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(Published: Tue, 14 Jun 2011 17:48:34 +0000)

Foreclosure attorney in Chicago |  Foreclosure Settlement Checks Disappoint
Foreclosure Settlement ChecksIt was recently announced that foreclosure settlement checks would be sent to millions of homeowners in American to compensate them for their foreclosures. These checks are an attempt to rectify what many believe to be dishonest practices by mortgage loan servicing companies. Those receiving checks were sent foreclosure notifications in 2009 and 2010.

As foreclosure settlement checks began to arrive many recipients were underwhelmed by the amount they were given. According to an article in The Huffington Post, one big issue with the foreclosure settlement checks is that they are being awarded to everyone who received a foreclosure notice in 2009 and 2010. Even though some of these people were foreclosed on for good reason. The reason for the major disappointment is that in advance of sending the checks people were provided with a chart that would help them determine the size of their foreclosure settlement checks. The chart titled, Independent Foreclosure Payment Agreement Details allowed homeowners to get an exact number that they were expecting from the payout and as checks arrive it’s becoming obvious that the expectations made from the chart are not becoming a reality.

The Huffington Post article goes on to explain the process of awarding these checks and how things went wrong:

"To some degree, the checks represent a math problem. In crafting the deal, regulators at the Office of the Comptroller of the Currency and the Federal Reserve determined that all 4.4. million people who received a foreclosure notice in 2009 or 2010 would receive a payout, regardless of whether they suffered any harm. If the $3.6 billion allocated to these homeowners was evenly allocated, everyone would receive a check for a bit more than $800.

Yet regulators also wanted to deal out more money for people who suffered the most obvious harm. Eventually, they created 11 categories. A "completed foreclosure" of a borrower protected by bankruptcy law, for example, would yield at minimum a $31,250 payout. Others would receive just $300.

Borrowers who previously applied to the foreclosure review would typically see their payout double, according to the chart.

Given the well-documented complaints that homeowners have made for years about how their bank or mortgage "servicer" managed their loan account, it's probably not surprising that many would find their payout amount unsatisfying. When the payout plans were announced last year, many felt the expected recompense figures were paltry compared to the injustice they had suffered.

Now, many borrowers are saying that they've gotten less than what they should have received -- based not simply on their own sense of injustice, but on their understanding of the payment chart. They said they were especially frustrated that their check came with no explanation of how their payout was calculated."

Ultimately foreclosure settlement checks should be a good thing. Unfortunately after getting their hopes up, many were left disappointed after receiving their payment.

These foreclosure settlement checks are not for anyone who is facing foreclosure today. If you've been struggling to make mortgage payments it may be time to talk to a foreclosure attorney in Chicago about the options available to you. Schedule a free legal consultation with Chang and Carlin today!


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(Published: Wed, 08 May 2013 04:00:00 GMT)

Kirkland, Seattle Foreclosure |  Kassandra Rose on the Rental Real Estate Market

Purchase foreclosed real estate properties at foreclosure auctions with Vestus.

Professional and proven with the most investor-owned single family homes, Kassandra delivers an exceptional experience for renters, owners and real estate agents in the Greater Seattle area including but not limited to King County (Seattle, Renton, Bellevue, Kirkland, Kent, Federal Way, and Auburn), Pierce County (Tacoma, Puyallup, Bonney Lake, Fife, Spanaway) and Snohomish County (Lake

:: Read More
(Published: Thu, 08 Aug 2013 00:01:27 +0000)

Invermere real estate |  Columbia Valley Residential Sales Stats for 2012
Columbia Valley Real Estate Sales Stats for 2012 189 Total Sales in 2012 32 Land 61 Attach Homes 96 Detach Homes 22 Sales were Foreclosures in the 189 Sales 1 Land 9 Attach Homes 12 Detach Homes Sales By Area: Invermere Area Real Estate – 52 Sales 6 Land 19 Attach […]
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(Published: Fri, 15 Mar 2013 16:13:51 +0000)

Tampa Real Estate - KRL Group FL |  We buy houses in Clair-Mel, FL
Greg and Eneida are looking for houses in the Palm River and Clair Mel area. Where is Clair Mel, and what type of neighborhood is it? Palm River-Clair Mel is an older community that has quite a diverse population.  Located between US-41, US-301, Adamo Dr, and Progress Blvd, many of these homes were built in the 50s and 60s.  Clair Mel is conveniently located between Tampa and Brandon.  Living in the community also provides easy access to I-75 and the Lee Roy Selmon Ex
:: Read More
(Published: Thu, 09 Oct 2014 00:32:17 GMT)

Loan Modification |  Foreclosure |  How Long Does A Foreclosure Stay On Your Credit Report?
with foreclosures on the rise many people in today's economy are wondering how long after a foreclosure before they can purchase a new home. Learn about the general guidelines for purchasing a new home after a foreclosure.
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(Published: Wed, 23 Sep 2009 02:55:17 +0000)

Kirkland, Seattle Foreclosure |  Assisting with Foreclosure Purchases in many Washington State Counties and other States

Purchase foreclosed real estate properties at foreclosure auctions with Vestus.

Get the latest information about the Washington Foreclosure market and learn how to buy and hold real estate purchased at the foreclosure auctions. Vestus serves many States, and in Washington, there are profitable areas right now such as Pierce County, Thurston County, Kitsap County, Snohomish County as well as King. Also, how far away should

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(Published: Fri, 26 Jul 2013 23:09:52 +0000)

Foreclosure attorney in Chicago |  What to Know About Bankruptcy: 4 Hot Topics
what to know about bankruptcy Today we’ll be covering what you need to know about bankruptcy and debt in general if you are having a tough time financially. If you’re struggling with constant creditor harassment and mounting debt and can’t envision a way out, check out the rest of this post. We’ll cover a few topics to give you a better idea about how the law and system works.

What to Know About Bankruptcy if You’re in Dept

End Your Chapter 13 Payments With A Hardship Discharge
Chapter 13 Bankruptcy is a great way to get out of debt while holding on to you assets at the same time. Typically, you’re required to make payments to your creditors for a period of 3-5 years before you discharge your remaining debts.

However, sometimes people run into major life changes that affect their income, such as a lost job or a death in the family. In order to initially qualify for Chapter 13 you must show proof of steady income. Should you lose that income, you’d likely be unable to continue those 3-5 years of payments.

Luckily, you still have options. When this happens you can petition for a hardship discharge, which means that a major financial hardship has rendered you unable to continue payments. If your hardship petition qualifies and you have made payments equivalent to what your creditors would receive through a Chapter 7 filing, you are likely to be discharged of your remaining debt.

If the court feels that you do not qualify for a hardship discharge, you may still be able to get a modification to your agreement, such as decreased payments.

Fair Debt Collection Practices Act (FDCPA): Top 6 Issues Covered

According to the Federal Trade Commission, the FDCPA,

"…prohibits debt collectors from using abusive, unfair or deceptive practices to collect from you."

Here are the top six things that are (and aren't) covered by the Fair Debt Collection Practices Act:

  1. The FDCPA covers personal debt. This includes credit cards, mortgages, auto loans, etc. However, it does not include business debt.
  2. Hours. Under the FDCPA, debt collectors can't contact you in the early morning or late evening. They also cannot contact you at work if you have previously indicated that you may not receive phone calls there.
  3. Behaviors not appropriate when trying to collect debt. A few examples of this "off-limits" behavior are harassment, making false statements and unfair practices.
  4. You have options if you believe your rights have been violated. The Fair Debt Collection practices act gives you recourse - you may sue a debt collector or file a complaint with the Attorney General's office.
  5. Threatening arrest or legal action. Collection agencies may not threaten legal action which is either not permitted or not actually contemplated.
  6. Abusive or profane language. Abusive language cannot be used in the course of communication related to the debt.
Chapter 7 Bankruptcy Exemptions - Understand What You Can Keep
As opposed to Chapter 13 Bankruptcy, where a payment plan is arranged, when someone files Chapter 7 Bankruptcy they will do so knowing that many of their assets will be liquidated. The cash from the liquidation will be used to make payments to creditors.

However, there are several possible exemptions allowed with Chapter 7 Bankruptcy. The following is what you can keep:
  • A homestead exemption may allow you to keep some of the equity in your home
  • A minimum of 75% of wages
  • Approximately $17,000 of equity in their home
  • Cash from any insurance policies
  • Federal exemptions: survivor, disability, lighthouse worker's and miscellaneous benefits
  • Pensions and retirement benefits
  • Social security benefits
  • Tools used for your job
  • Up to $1,000 worth of personal jewelry

Discharging Student Loans in Bankruptcy
Finally, getting back to the ‘hardship discharge’ mentioned above, if you hope to discharge student loans in bankruptcy, you must show the court "undue hardship". In order to establish this, many Courts have followed the Brunner test, which outlines what to know about bankruptcy and student loans.

Based on legislative history and the decisions of other district and bankruptcy courts, the district court adopted a standard for "undue hardship" requiring a three-part showing:
  1. Poverty. Based upon your current income and expenses, you cannot maintain a minimal standard of living for yourself and your dependents if you are forced to repay your loans.
  2. Persistence. Your current financial situation is likely to continue for a significant part of the repayment period.
  3. Good faith. You have made a good faith effort to repay your student loans.

Facing Chapter 7 or Chapter 13 Bankruptcy? Get Help Today!

Going up against creditors and filing for bankruptcy can be a daunting and scary process, but you don't have to deal with this alone. An attorney at Chang and Carlin, LLP understands what you need to know about bankruptcy and can help you get the legal representation you need.

Request a Free Consultation today.


:: Read More
(Published: Sun, 05 May 2013 04:00:00 GMT)

Protect yourself from Mortgage Foreclosure Scams |  15 ways to No Money Down Real Estate
Here you can watch a video that explains 15 (!) how to get a no money down loans for real estate, Colorado Real estate investment expert, Michael Jake, teaches zero down investing techniques. Learn foreclosures, short sales, subject to, land contracts, fha loan requirements, owner financing and other creative real estate financing structures.
:: Read More
(Published: Mon, 22 Mar 2010 10:12:10 +0000)

Foreclosures Real Estate |  Why Short Sales May Be a Viable Option
Unfortunately, there may come a time in our lives where will face the fact that it may be best to 'cut our losses and run'. This couldn't ring truer for those who find themselves unable to afford their mortgage and who are on the verge of losing their home. If you find yourself in this position, understand that there is help for you, and it may be in your best interest to consider a short sale on your home to avoid the risk of foreclosure.
:: Read More
(Published: Fri, 29 May 2009 15:42:15 -0500)

Can I sell my New England house in foreclosure? -  |  Can I sell my New England house in foreclosure?
:: Read More
(Published: Fri, 01 May 2015 05:37:33 -0700)

Ocala FL Foreclosure - 1375 SW Arrow Leaf, Dunnellon, FL |  Ocala-Dunnellon-Fl-Homes_1375swArrowLeaf---Kitchen---OCALAMLS-342562

ocalaflhomes posted a photo:


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(Published: Sun, 18 Jul 2010 01:58:42 -0700)

Foreclosure Property Investment |  Stock Market Crash & The (next) Great Depression Ahead?
 Mail this post
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(Published: Fri, 25 Dec 2009 06:27:03 +0000)

Foreclosures |  Condo associations ramp up foreclosures on delinquents
Without the threat of foreclosure, HOA dues would be optional, leaving homeowners who do pay with the responsibility for covering their neighbors' share of common charges like water, insurance, landscaping, and maintenance.
:: Read More
(Published: Sun, 14 Jun 2009 07:00:00 -0700)

Palm Desert Foreclosures |  Palm Desert Foreclosures
Put Yourself Ahead of The Crowd Get Your Free Foreclosure Search Powered by ForeclosureRadar Our VIP Buyers Get Early Notification, Frequently Before They Hit The MLS   Get Instant Foreclosure Search When You Press The Join Button. VIP Buyers Group Name: Email: Moble Phone: We respect your email privacy We need your phone number to find out exactily what
:: Read More
(Published: Sun, 06 Jun 2010 19:02:34 +0000)

Palm Springs Foreclosures |,stop foreclosure,mortgage advice,online mortgage advice,mortgage down payment assistance,foreclosure stop fha home mortgage loan california refinance,home equity loan,current mortgage rates,stop foreclosure,mortgage advice,online mortgage advice,mortgage down payment assistance,foreclosure stop fha home mortgage loan california refinance,home equity loan,current mortgage rates Related Blogs Think of your own home – Make sure the current mortgage rates | financebis FHA mortgage loans, FHA home loan mortgage Lenders provide easy financing Miami FHA home loan, Miami FHA mortgage, Miami FHA loan, Your Mortgage will Never
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(Published: Sat, 26 Jun 2010 20:51:27 +0000)

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